 |
 Products and Services |
|
|
| |
|
|
|
| |
|
|
Small and Medium Enterprise Loans
 Small and Medium Enterprise (SME) Loan approval methodology
Opportunity Bank SME Loans are available to all registered private businesses, as well as to the future entrepreneurs intending to start-up their business activities in the Republic of Serbia. The loans are approved for business activities in production, services, and trade, and our goal is to stimulate development of enterprise and therefore contribute to creating new jobs and reduction of unemployment rate.
Loan approval is a quick process and clients are not obliged to submit a business plan. Repayment terms are adjusted to the loan purpose depending on whether the funds are used for fixed assets or working . |
| |
Loan approval process is quick and simple: |
|
| |
|
|
|
| |
- Clients c all or visit one of our branches or outlets, in order to get necessary information from our staff members
- This is followed by completion of a loan application form and collection of necessary documentation
- Our Client Advisers (Loan Officers) visit Client’s business location and complete a simple financial analysis together with the Client.
|
| |
Once Opportunity Bank’s Credit Committee approves the loan, it is disbursed to Client’s current account in Opportunity Bank. The whole process from submitting the necessary documentation until loan disbursement does not take more than 3 working days |
| |
|
|
|
| |
|
|
|
| |
Small Business Loans |
|
Business Development Loans |
| |
|
|
|
| |
Small business loans are available to registered businesses, shops,or private companies employing up to 30 people. Loans amount from 10,000 – 18,000 EUR, with repayment term up to 60 months.
|
|
Development loans are available to all registered businesses, shops or private companies employing up to 100 people. Loans amount from 18,000 – 500,000 EUR with repayment term up to 96 months.
|
